B-binan 用户协议与社区规范
User Agreement & Community Guidelines
第一部分：用户协议
一、协议主体与接受
B-binan 由Jia hui（使用名称：Mr Jar）运营。注册、登录或使用本应用，即表示您已阅读并同意本协议、隐私政策及本文件中的社区规范。若您不同意，请停止使用。
二、服务内容
本应用提供公开行情展示，以及发布行情观点和图片、评论、点赞、收藏、举报和屏蔽等信息交流功能。本应用不提供数字资产或证券交易、资金托管、代客理财、付费荐股、投资顾问或保证收益服务。
三、账号
您应使用本人可控制的有效邮箱注册，妥善保管密码，不得买卖、出租、出借或与他人共享账号。发现未经授权使用时请立即联系我们。您可在“我的—注销账户”永久删除账号；相关内容和数据将按隐私政策处理。
四、用户内容
您保留对合法原创内容的权利，并保证有权发布相关文字和图片。为提供、展示、存储、审核和传播您主动发布的内容，您授予运营者一项非独占、全球范围、免许可费、仅为提供服务而进行必要技术处理的许可。该许可在内容或账号删除后终止，但法律另有要求或其他用户已合法分享的副本除外。
您不得发布违法、侵权、色情、暴力、仇恨、骚扰、诈骗、垃圾广告、恶意操纵市场、泄露隐私或其他违反社区规范的内容。运营者可依据法律、举报及社区规范采取内容和账号管理措施，并提供合理申诉渠道。
五、行情与风险
行情数据来自第三方公开数据源，可能延迟、错误、中断或不完整。平台内容和用户观点仅用于信息交流，不构成投资、法律、税务或财务建议。任何交易或投资决定均由用户独立作出并自行承担风险；运营者不保证任何观点、预测、行情的准确性或收益结果。
六、知识产权
除用户内容和第三方资料外，本应用的软件、界面、标识和原创内容归运营者或相应权利人所有。未经授权，不得复制、反向工程、批量抓取或用于建立竞争性服务，但适用法律允许的除外。
七、服务变更与责任限制
我们可能为维护、安全、合规或产品改进调整服务，并会尽合理努力提前通知重大变化。在法律允许范围内，我们不对第三方行情中断、用户内容、不可抗力或用户违反本协议造成的损失承担责任；本条不排除依法不能限制的责任。
八、通知、投诉与申诉
您可通过应用内举报功能或[email protected]提交投诉、申诉，以及账号或隐私请求。我们会根据问题性质在合理期限内处理。
九、适用法律与争议解决
本协议适用美利坚合众国联邦法律及美国加利福尼亚州法律（不适用其法律冲突规则）。争议应先友好协商；协商不成的，由在适用法律允许的范围内，由开发者所在地具有管辖权的加利福尼亚州州法院或美国联邦法院处理，且不影响消费者依法享有的强制性权利。
十、联系我们
- 运营者：
Jia hui（使用名称：Mr Jar） - 客服邮箱：
[email protected] - 联系地址：
California, United States
第二部分：社区规范
B-binan 鼓励理性、真实、有依据的行情讨论。观点可以不同，但不得伤害他人或破坏社区安全。
一、禁止发布
- 色情、性剥削、血腥暴力、自残鼓励或其他令人严重不适的内容；
- 基于种族、国籍、宗教、性别、残障等特征的仇恨或歧视；
- 骚扰、霸凌、威胁、跟踪、公开他人隐私或人肉搜索；
- 诈骗、钓鱼、恶意链接、垃圾广告、传销或违法交易；
- 冒充个人、机构、交易所或官方人员；
- 伪造行情、虚假内幕消息、保证收益、操纵市场或诱导他人交易；
- 侵犯著作权、商标权、肖像权或其他合法权利的内容；
- 身份证、银行卡、密码、助记词、私钥等高度敏感信息；
- 其他违法内容或规避平台审核的行为。
二、发布行情观点
- 明确区分事实、引用和个人判断；
- 引用数据时尽量注明来源及时间；
- 不得将个人观点包装成官方结论；
- 不得承诺收益或淡化投资风险；
- 如与相关资产或项目存在利益关系，应主动披露。
三、举报与屏蔽
您可在帖子、评论或用户页面选择“举报”并说明原因，也可屏蔽不希望互动的用户。请勿恶意或重复举报。涉及紧迫人身危险时，请同时联系当地紧急服务机构。
四、处理措施
根据违规严重程度和历史记录，我们可能警告、限制内容展示、删除内容、暂时限制功能、封禁账号或依法报告。严重违法、诈骗、威胁及儿童安全问题可不经预警立即处理。
五、申诉
若您认为处理有误，可通过[email protected]申诉，并提供账号邮箱、相关内容编号及理由。我们将在合理期限内复核。
B-binan User Agreement
1. Parties and Acceptance
B-binan is operated by Jia hui (using the name Mr Jar). By registering, logging in, or using the App, you agree to this Agreement, the Privacy Policy, and the Community Guidelines below. If you do not agree, stop using the App.
2. Services
The App displays public market data and allows users to publish views and images, comment, like, save, report, and block. It does not provide digital-asset or securities trading, asset custody, discretionary management, paid recommendations, investment advice, or guaranteed returns.
3. Accounts
Use a valid email address under your control, protect your password, and do not sell, rent, lend, or share your account. Contact us immediately about unauthorized use. You may permanently delete your account through “Me—Delete Account”; associated content and data will be handled under the Privacy Policy.
4. User Content
You retain rights in lawful original content and represent that you have the right to publish it. To provide, display, store, moderate, and distribute content you voluntarily publish, you grant the operator a non-exclusive, worldwide, royalty-free license for technical processing necessary to provide the service. It ends when the content or account is deleted, except where law requires otherwise or copies have already been lawfully shared.
You must not publish unlawful, infringing, sexual, violent, hateful, harassing, fraudulent, spam, market-manipulation, privacy-violating, or other prohibited content. The operator may act on content or accounts under law, reports, and these Guidelines and will provide a reasonable appeal channel.
5. Market Data and Risk
Third-party public market data may be delayed, inaccurate, interrupted, or incomplete. Platform content and user views are for informational discussion only and are not investment, legal, tax, or financial advice. Users decide independently and assume all associated risks; the operator does not guarantee accuracy or returns.
6. Intellectual Property
Except for user content and third-party materials, the App’s software, interface, marks, and original content belong to the operator or applicable rights holders. Unless authorized or permitted by law, you may not copy, reverse engineer, scrape in bulk, or use them to build a competing service.
7. Changes and Liability
We may adjust the service for maintenance, security, compliance, or improvement and will use reasonable efforts to notify users of material changes. To the extent permitted by law, we are not liable for losses caused by third-party data interruptions, user content, force majeure, or a user’s breach. Nothing excludes liability that cannot lawfully be limited.
8. Notices, Complaints, and Appeals
Use the in-app reporting feature or contact [email protected] for complaints, appeals, account requests, or privacy requests. We will respond within a reasonable period.
9. Governing Law and Disputes
This Agreement is governed by applicable U.S. federal law and the laws of the State of California, without regard to conflict-of-laws principles. Disputes should first be discussed in good faith; unresolved disputes will be handled by the state or federal courts with jurisdiction at the developer’s location in California, to the extent permitted by applicable law, without limiting mandatory consumer rights.
10. Contact
- Operator:
Jia hui (using the name Mr Jar) - Support email:
[email protected] - Address:
California, United States
Community Guidelines
B-binan encourages thoughtful, authentic, evidence-based market discussion. Users may disagree, but must not harm others or undermine community safety.
1. Prohibited Content
- Sexual exploitation, graphic violence, encouragement of self-harm, or severely disturbing content;
- Hate or discrimination based on protected characteristics;
- Harassment, bullying, threats, stalking, disclosure of private information, or doxxing;
- Fraud, phishing, malicious links, spam, pyramid schemes, or illegal transactions;
- Impersonation of people, organizations, exchanges, or officials;
- Fabricated market data, false insider claims, guaranteed-return claims, market manipulation, or inducement to trade;
- Content infringing copyright, trademark, publicity, or other rights;
- Identity documents, bank-card details, passwords, seed phrases, private keys, or other highly sensitive data;
- Other unlawful content or attempts to evade review.
2. Posting Market Views
- Distinguish facts, quotations, and personal judgments;
- Identify the source and time of quoted data where possible;
- Do not present personal opinions as official conclusions;
- Do not promise returns or minimize investment risk;
- Disclose financial interests or relationships with relevant assets or projects.
3. Reporting and Blocking
You may report posts, comments, or users and may block users. Do not submit malicious or repetitive reports. For imminent threats to personal safety, also contact local emergency services.
4. Enforcement
Depending on severity and history, we may warn users, limit visibility, remove content, restrict features, suspend or terminate accounts, or report matters as required by law. Serious illegality, fraud, threats, and child-safety issues may be handled immediately.
5. Appeals
To appeal an action, contact [email protected] with your account email, relevant content ID, and reasons. We will review the appeal within a reasonable period.